Steam Wallet cards, you can buy those at Gamestop.
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On the Steam wallet page there are different options to add money to your Steam wallet that are specific to your region
So if your only option is Paypal, you can't do anything about it.
edit: maybe you can buy a Steam Wallet card.
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paysafecard for a few regions in europe? Also i heard that paypal is pretty safe. But i'd never put my main credit card on it.
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I have paypal account but don't want to add my cc to it.
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