Refined Metal, its something you can get from Team Fortress 2. It has no value on its own, but can be refined into other stuff, so eh.
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One of the items in tf2 ranked as currency. If you get 9 scrap metal (18 unique-graded weapons) you can get a refined. You have to make 3 reclaimed metal (1 rec=3 scrap, 1 ref=3 rec)
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often people trade for cards (or keys - sell keys and buy cards). In this case usually value of a key set to be certain amount of cards, so it's not that hard to pay 1/2
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spiek english you well...
jk
It's a trading currency. Chances are you won't need it unless you're heavily into trading.
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Explain to me pls
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