Start your New Year off by getting your finances in order.
If you're carrying more than $1,000 in credit card debt, then YOU NEED A BUDGET.
I'd like this to go to someone who is genuinely intent on reforming their finances. Good luck.
I would also encourage you to check out /r/personalfinance; it's a great resource for learning about money.
http://www.reddit.com/r/personalfinance
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Ive been messing around with excel to do this kind of stuff for myself but i never really got into it completely. Thanks for the giveaway!
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I'm actually carrying like 60 THOUSANDS on debts, so i must need a budget, but i didn't care to pay anyway. :P
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Not all debt is bad debt. Credit cards that carry a balance are bad debt. A mortgage or student loans are usually considered good debt. I would encourage you to check out http://www.reddit.com/r/personalfinance .
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Thank you!
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Thanks
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thanks!
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Thank you :)
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cheers mate
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Great way to start the year off right. Thanks.
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Thanks! :)
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Thank you very much Anthony!
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Thank You!
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Thanks! Good luck to everyone else
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Thanks for the chance!!!
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Thanks!
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Thnx!
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thanks a lot
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thanks
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Many thanks!
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Thanks!
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I can't believe I missed the sale! I would love to have this one. Thanks for sharing it! ;D
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Thank you!
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Thanks
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i clearly need this thanks :)
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Thank you ♥
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Thanks!
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thanks, would come in handy. Been using excel for a few years now but still have a ton on credit cards, mostly due to required renovations and holidays ><
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