.

Fortunately, I have really good insurance... so the cost will not be a life changer.

Nah, it starts with a K, and although I am tempted to tell people a glorious story of my exploits that lead to the injury... the sad, sad truth is that I was (no shit) pushing our trash to the curb... hit a patch of ice I didn't see on our driveway... fell in such a manner that my leg bent in ways it was not meant to... and fractured my tibia at the knee.

That sucks... I hate car damage... especially when it isn't inflicted by someone else... 'cause then you never want to have it fixed because you know it will cost a metric f@$% ton!

I hope to hell I do not have to be laid up that long... my insurance is great, but I left my job as a prison guard a little over two years ago to take my current position programming and consulting for campaigns and non-profits... better job, but I lost an excellent leave system for one that amounts to two weeks off per year... vacation or sick time, your choice. Four months would put me in some time sans pay.

I think I'm gonna need some of that weed.

You need to be more careful around arrows!

You, my friend, know what to do with free time!

It can vary depending on many factors, I would guess mine will run me about $500+ out of pocket and around $10K billed to the insurance company. However, if you have to be transported via ambulance add another $1K to $2K (regardless of transport distance). If you have to have surgery (which I might, I'm not sure yet) that will add around $4K if it is outpatient and you can go home after the procedure... but it gets considerably more expensive if you have to stay at the hospital for observation.

Ultimately, I am just estimating though. Anytime I have a medical procedure here I get a variety of bills from the health care provider(s), and then even more from my insurance company. In the end it is just so overwhelming you just pay what is owed without diving to deeply into the mass of billing paperwork. I do know that when my four year old daughter was born two of the plates in her skull were fused. The complete fusion of those plates does not come to fruition for most until we are nearing the end of our teenage years. Anyway, they had to correct her skull. The one thing I recall that stood out in those bills... was the $40K charge for the three days she stayed in the hospital. If I did not have insurance, that alone would have been a bill that would destroyed us... and that doesn't include the fees for the neurosurgeon and the plastic surgeon that had to operate in tandem to remove her face, separate the fused plates, and then reconstruct the deformity that developed as one side of her skull grew while the other had not. Yeah... that bill would have rivalled a large home mortgage I would guess.

That sucks, sorry to hear that mang! Hope your year perks up. Sounds like you are overdue for a good one.

u.u

I'm not going to give you guys a tirade about that last six months of our lives... but lets just say my family and I are poised to have an excellent remaining decade if that's the case! I'm all for it... dealing with life's trials can sometimes blow goats... I'm ready for some calmer waters.

Ouch... that might even be worse. I realize there is no pain, but now you have to replace that thing. That means running your rig sans GPU until you find one... researching to find the right replacement... then waiting for the damn thing to arrive! I may be in pain, but at least I have my GPUs fully functioning... at least they were a couple of weeks ago before I started my first sleeving mod (which is taking FOREVER!) I'm not certain if you are hooked on NVIDIA (I am), but I hear the R9 270X is a good card for the money and it is a 2GB like the 560 Ti. I realize it is not in the budget for most, but man, if you can get your hands of GTX 970 you will not regret it. I'm running two 980s, and I have never had smoother performance from any flagship card before (mind you, I avoided Titan).

Anyway, sorry to hear about your loss... when people lose crucial PC parts I always want to send a sympathy card or something.

Rule number 1: Don't panic! (:
Rule number 2: Get well fast!
Rule number 3: Read rule number 1!

It is, and that does happen to a lot of people... they'll deny the claim and fight it until you are broke, dead, or both. My coverage is basically contingent on the fact that I was a state corrections officer. I cannot say that our insurance plan has never denied a claim, but I have never heard of it happening to anyone. Like I said though... it does happen a lot. In fact, my kid sister filed for medical bankruptcy when an injury in a car accident ran her bill up over $80K. She has spent a long time trying to rebuild her credit, and its not like the debt goes away completely in all bankruptcies... she is still paying a large chunk (though not all) and they are no longer accruing interest.