Would you pay via a less secured and risky sight to get games and bundles?
Sofort! is a German company which later got bought by the Swedish company Klarna.
https://de.wikipedia.org/wiki/Sofort%C3%BCberweisung
Translation:
https://de-m-wikipedia-org.translate.goog/wiki/Sofort%C3%BCberweisung?_x_tr_sl=de&_x_tr_tl=en
So they do operate from countries with laws and regulations and supervision and thus should be pretty safe to use. I'm not sure if you can use them though since I don't know where you're from and if they operate globally or if you require a European bank account or similar.
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Sofort is a German company which later got bought by the Swedish company Klarna.
It is also a Canadian kids sofa fort company. This is the reason why international trademarks are import people. Someone might confuse your family operated/owned toy sofa fort company for an international German payment processor!
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"Sofort" means "now", "immediately", "at once" in German ;)
Also we prefer to build a Sofaburg (sofa castle) rather than a fort. It's just so much sturdier! ^^
And don't even get me started about those Swedes...
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Yes, but can I purchase Soforts through Sofort! for a discount? Because if not, then that is simply unacceptable.
I want my discounted sofa forts now! Immediately! At once!
..oh, hey, I get the name, now.
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Paypal, one of the most secure and common ways to make payment. When a site does not have paypal, it's a RED FLAG
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i have had problems with paypal as well but is still think it's safer than not using it
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If you have a good bank, you'll be better off with them than with the idiotic robots from Paypal "support". Banks do perform charge-backs if they're justified, and since your bank (or at least your bank's branch) has a proper legal entity in your country, they can't abandon/ignore your requests like PayPal can. Also they'll be willing to listen to you rather than risk losing a customer, since you usually keep a lot more in a bank than in a PayPal account (and also unlike the PayPal bandits, a bank can't freeze a customer's assets willy-nilly).
Also as I mentioned in another reply, if you want to play it safer you can use a single-use e-card with a predefined amount of money on it.
All that being said, now that I think of it, DIG used to charge users for the PayPal fees, at least below a significant amount ($5). Since I'm fairly confident their margins are way higher than 10%, they can well afford the PayPal fee (even though I agree with them they are outrageous).
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Watch out you will get the $2500 fee for bad mouthing Paypal.
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It must depend on the location and/or the bank. I have a bank. I have a debit card that I use for almost everything because I don't believe in going into debt to pay for entertainment. My bank will NOT do a chargeback on a debit card, unless I can independently prove that it was malicious fraud (in other words, impossible). A "I don't recognize this charge" isn't good enough, they'll just say "Well, our records show that you approved it online."
Credit cards from the same bank, on the other hand, will chargeback just about anything you tell them to. Literally all you have to do is say, "I don't recognize this charge." Boom, money is returned. But like I said, I'm not in the habit of putting myself into debt all the time just to purchase some form of entertainment that I don't need. If I don't have the money for it in the bank, I have other priorities than buying a game or two right now. My credit card is for EMERGENCIES ONLY.
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Not sure what happened to you. I have used paypal for years. I have never had problems with them vs other payment methods. I have never been charged a fee from them as well. I mean it's cool. No company out there has a perfect record. For what they provide the common shopper like me. It's just better.
I also don't shove money on them. Did a long time ago, but I just use them to add security for making payments with my card.
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Paypal is horrid for seller... But these types of threads prove point that it is popular...
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I agree with you. For the normal shopper it's good, but Paypal has done a LOT of shady stuff.
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fyi, just because a site doesn't accept paypal, it doesn't mean that they are shady. can't say about this one though. i never heard both of them just like you. if you want to use credit card, just make sure that it's handled by a third party (not the website themselves) and check whether the third party is trustworthy.
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Or just use a single-use e-card. Any good bank should provide this service for free.
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This is region specific. Popular in the EU but not really an option in Canada/US. it is a combination of regulatory/customer preference/demand for such products.
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US only and requires a US bank account to fund. I guess I can see why some folks may find it appealing, but if someone has a credit card, then that would be the better option.
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Citibank offers it for free with many of their credit cards. It's called a Virtual Account Number.
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Did I say that DIG was shady? Red flag does not equate to shade. Red Flag means I become cautious of the situation I find myself in. Especially when it was a month ago I made a purchase via Paypal with them. So, sudden changes from using a highly recognized payment method that is highly trusted. To unknown pay sites or just credit cards. Makes me hesitate and research. A Red Flag!
Did you even read my thread about checking if the third party is trust worthy. I said I did checks with several review sights. Trustpilot being one of them.
Sorry not trying to rage on you or anything. It's just that you come off like I am just simply complaining and not looking into it. I even talked to the one of the DIG reps a few times now. They are looking to add Googlepay and Applepay. I guess they don't charge fees like Paypal for business. I know I can send money to my sister with googlepay but there is a fee on her end to withdraw it. So, not sure the logistics of it.
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Imo it is the same in this situation. You should do a research on a site before spending money on them anyway.
Umm... i did? I said that i didn't know what they are too, didn't i? I wouldn't say that if i didn't read your post.
I'm not, honest. I just wanted to give an info about it (thus the fyi at the beginning).
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The problem with terms like, "FYI" at the start of a reply. It can easily make what your saying, condescending. Like it's a "matter of fact" response or even accusatory. It was a hard response to judge you intent with. Hence why my reply to you was argumentative and defensive. I felt slightly attacked or well, accused and assumed you just read my post to fast and did not have your facts straight.
I apologize if I misunderstand your intent. Though you have to understand how that misunderstanding came about.
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i felt that not using the fyi make it sound rude and condescending actually. maybe it's just our different cultures, hahah.
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I am just going to chalk this up to a difference in culture and/or generational usage.
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My bank has a great system on their app with a temporary card, that you can use on any site you are concerned about. The CSV number rotates every hour and you can close it and make a new card any time you want. I use it now anytime a company wants me to directly insert my credit card, or redirect to some method I've never heard of.
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Neat! I will have to check with my bank if they have that. What bank is this?
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It's a bank called First National bank, in South Africa, but I know some others also have it. It's part of the bank's phone app.
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I think DIG's hands are not clean but I don't think they are totally bad. They have done right by me so far (this change though). I have never had a key issue. They have generally be pretty responsive to me on any questions I have (like this one now especially). Now, that does not mean they have not done people dirty or won't in the future.
Still, I am not totally with you on the scummy part.
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they work reselling keys of scummy guys like Hede to donation-scam-spam sites like here and IG
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I thought they took card payments through Stripe. That's a large well-known payment processor. Same one that GamersGate and others use.
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Ya they do. Stripe has a great rep. Nothing against them. Personally, if I can avoid using my credit card to make payments on a site I don't fully trust making payments with a credit card on. Then that's all for the better.
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Stripe allows paying using Google Pay instead of entering a card. At least it does for me (US)
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I have used Sofort before and cant say I ever had any bad experiences with it
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I feel personally attacked by 2nd and 3rd options :(
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I have used Snortle before but I rarely see any stores implementing that payment system
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I posted DIG Support, got answer:
We have discontinued PayPal over they every increasing fees, charges and „exchange rates”.
Paying up to 15% in 2022 is ridiculous.
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well, just saying, trust pilot have over 19k 1 strar ratings for paypal. over 87%. so do you trust trustpilot to say something is shady/red flagged? :)
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To all those that will reply in the future. I am done with this thread and won't go back and forth needlessly. Enjoy the thread. Use or don't use what I said. It does not matter really.
Happy Gaming Everyone!
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So, last night I decided to grab a bundle from DailyIndieGames (DIG) that had 1 game I was interested in owning. I don't tend to do a lot of shopping from them. Though they some times have something fun I want or better. They have removed games I don't want to trade a $60 AAA title just to own. Been there to many times. "Hey I got this semi-ok trash game that use to cost a buck on steam, but go removed cause it was trash. Give me Elden Ring for it." I wish that was a joke (well not elden ring but equal in value).
So, I saw I did not have enough money to buy the bundle. So I went to "Top Up". That's when I found out they no longer use paypal. Paypal, one of the most secure and common ways to make payment. When a site does not have paypal, it's a RED FLAG. Sure DIG will still take my credit card though some third party "says they are secure but not really secure" site. Or I can go through Payssion. WHO?
So Payssion is a third party pay site trying to be like paypal. Except they have many affiliated paysites linked to them that you pay through them... to uh... pay DIG with. It's like Payseption. Paysites inside a paysite. Well, I did a bit of digging to see reviews and customer feedback. Payssion which uses paysafecard (that is the name of the payment form) has many complaints about excessive overcharges and fees.
Next you can pay via Bitcoin..... so..... NEXT!
After that there was one other way to make a payment. Sofort! Again... WHO? Sofort has 249 customer complaints on trustpilot. I check out several customer review sites but this one shocked me. Out of the 249 reviews. 92% of them were 1 star. Most of the complaints talk about losing money, not being able to get refunded for canceled purchases and worse, possible theft of personal information.
Look, I don't want DIG to loose customers. They do provide a service that I have enjoyed, but I can't shop with them till they provide a payment service I feel secure using.
The rep from DIG told me they stopped using Paypal, because the fees were more then they wanted to spend. I get that. When your a company in this day and age. You have to try and save what you can. Still, the old adage of you get what you pay for.
So, take from this what you will. Like always, be careful out there with your personal information and money.
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