It depends, i use mine from badges, i dont want to buy them on market and i lucked out with a background worth £2 which looks pretty damn good.
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They are created when you craft a badge. Each game has its own set of backgrounds. But if there's any specific background you want, it's easier to just get it from the market (be prepared to pay a lot if you want a background with a scantly clad anime woman).
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Mabinogi has a rare one that sells pretty well, and I think it's only 5 cards. But, it is very rare.
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Anime games with cards usually have expensive emoticons and backgrounds.
You might also get lucky, and find an extra-pricey foil card!
Otherwise, how could I manage to get to level 45, without spending anything on the market?
In fact, I have a net profit of €10.70 on the community market.
And I don't even sell anime emoticons and backgrounds, I collect them!
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To summarize the aforementioned comments: trading, buying, or crafting badges.
By crafting badges you get random content (emoticons or backgrounds) for the game in question, while by trading or buying -obviously- you get to choose what you want.
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just craft badges from cards you obtain for games you have and bang! you end up getting some expensive ones - http://steamcommunity.com/id/adam_zombie/inventory/#753
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Edit: Also is there any way to buy items off the community market with paypal? My idiot friend threw my phone, so now I can't add to my wallet balance until my new phone arrives next week.
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