Just like title. Is there any ways that 15 years old boy can get credit card?

Cuz I really want to buy bundles...
I've been used visa gift card for couple years. (have more than 5 gift cards now..) but I don't like it..

1 decade ago*

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debit card, add your own money on the card and pay on the internet
credit card is when you take credit from bank and repay with some fees
ask your parents for a debit card
also, try paysafecard.com, tho it might not work depending on where you live. you can't buy humble bundles with it, but you can buy stuff on steam market

1 decade ago
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If you seriously want a credit card, get a job and be older. There's a minimum age requirement for owning one.
When you finally get it, try not to use it and don't go over what you can spend.

The alternative option is a MasterCard debit card. It's tied directly to your bank account, and has no risks of huge repayments.

1 decade ago
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Open a bank account, lots of banks are now offering savings/checking for kids and teens. And then link to Paypal or a debit card or a prepaid credit card.

1 decade ago
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You can get one from your parents account.I use my mother's account for my credit card, 100$ limit only for internet purchases.It's my name on the card and I pay the card's debt via ATM's.I got mine when I was 14.

1 decade ago
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Sure, you can resort to "Free Credit Account Numbers for Disparate Youth" movement. It's representatives usually drive around suburban areas in vans (mostly old ones, since it's non-profit organization based solely on love of children) with "FREE CANDY" written on sides. They will be more than happy to help 15 year old boy with his problems.

1 decade ago
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Thanks!

EDIT: I woke up in some weird alley with a headache and a sharp pain in my bum, is that ok?

1 decade ago
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Yeah, that's okay.

It's when you wake up in a bathtub filled with ice and your kidneys are gone that you have to start to worry.

1 decade ago
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Credit cards? No chance. Getting credit card requires a job with a minimum amount salary that they specify, even then, it might be a hassle to get. Use visa e-cards. It's your only option. Or borrow your parents card.

1 decade ago
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Not everywhere, one of my parents just had to sign a paper. I was underage and didn't had a job (and the cap was 625 euro/month). I still dont get it why they throw visas at everyone that easily lol. Ah well, if I wouldn't have paid they would have fetched the money from my parents so they'll get it anyway :P

1 decade ago
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Get a job, open a bank account. It's that simple!

I did this for my first job when I was 14, get on it kiddo!

1 decade ago
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google "virtual debit card"

1 decade ago
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A couple of options:

  1. a prepaid card like people said (this is the best option imho)
  2. get a bank account (several banks have accounts available for teens) & debit card to it, just make sure that you can use that card online (most can)
  3. in case #2 won't work, you can get a virtual visa, which is essentially what #1 is, but it's tied to a bank account and it's exclusively for online payments, & since it's prepaid you might convince your parents to get one for their bank account & just dump your pocket money there :-)

Note though, that all 3 are not for free, but the costs are rather low. Not all of these might me available in all countries though.

One more thing - at this age you most probably don't want a real credit card or any other forms of loans/credits. It's really easy to forget oneself with these things & go on a shopping spree and it's later quite hard to pay it back even for somebody with a job, not to mention a teenager.

1 decade ago
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Prepaid card

1 decade ago
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The easiest way is to have someone co-sign a card for you. Credit card companies usually have an option for the card holder to add someone to their account. Otherwise, stick with a prepaid.

1 decade ago
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This comment was deleted 5 years ago.

1 decade ago
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In my country, you can get your own credit card when you are 15. The bank will mail you with information some months after your 15th birthday.

1 decade ago
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Yes. Just go to bank. In romania I have made my credit card since first high school year, when I was 14.

1 decade ago
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Maybe go and ask in a bank?

1 decade ago
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I got my first credit card when I was 15.

I had written a shareware game (remember those?), specifically a BBS door game (you're too young to remember those), and got so many registration checks that I got writer's cramp endorsing them (remember when people paid for things with checks? Haha, old people). So I needed to open a bank account to start storing my vast fortunes (almost a thousand dollars! Which was a lot in those days).

But! The bank still wouldn't let me open an account. Because I was only 15, and (at least in this state) people under 18 can't legally agree to binding contracts like a bank account. So I had to have my mom co-sign with me on my new account.

tl;dr
The call was coming from INSIDE THE HOUSE!

1 decade ago
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Closed 1 decade ago by JustinBushke.