Do you celebrate birthdays?
Very hapy birthday, have a great celebration with your future wife and your friends.
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I wish you success in your future endeavours!
A.t.m. life just 'sorta' sucks for me, but always nice to see I can - too - hope for better times
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Hey. Thanks for the wishes.
Sorry to hear about your struggles.
Wishing you also some success to come.
Drop me a separate message if you wanna chat.
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Fortunately it's not that bad just yet ;)
Thanks for the offer though! It's considerate of you!
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Hm. That's nice. Care to share some pointers on the clawing- and starting- things...?
Happy B-Day, person. May each your next year be better, because sure as hell life gets ever shorter.
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Thanks for the wishes.
Don't really have much advice...all I did was slowly pay off my debts over time and not overspend, even on food.
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Hm. Well shoot. Gonna hafta go down a tier from $4/kg comfort foods and $1-2/kg filler/veggies then? ):
Nah, really, thanks for the tip. But it's dawning on me there's a different issue at work here and it may have to do with 3rd-world ^^'
And really, I'm more glad than envious that somebody's getting a hold of their life for a change. Keep that up, fren'.
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Wouldn't necessarily say it's a 3rd world issue, although it can be a lot tougher to get out of situations.
I'm also from a 3rd world country, so can fully understand the struggles.
But yeah, it came down to maybe 2-3 years of grinding and making the tough decisions.
Also, for like birthdays and stuff, I would save all my rewards points from different schemes so I'm still able to buy gifts, etc. and not have to spend the cash. It worked out great, but took a few months to get all the rewards programs aligned to maximise it. Now that all is in place, I can earn about 5% back of my salary back per month.
So there are loads of ways to save, spend wisely, and get rewarded over time to help my struggles out of debt.
I didn't mention that on top of all this, I'm also still paying for my fiance's studies. So once she has completed and working a fulltime job, then her income can easily double, and we'll be able to do a lot more in terms of saving and things towards the house.
So just stick in there, I'm sure you can make some plans for your situation.
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Thanks. Much appreciated.
Not sure what I did to deserve the love though. :)
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have a nice celebration lol :D
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Thanks, will do.
As good as that looks, been vegetarian for the past two months though. :)
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Best wishes and thanks a lot for the train! Choo choo!
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I do not celebrate my birthday anymore but we gather to celebrate my parents' so there is good fun there even if its just a meal. :)
Happy birthday and Thank you, Have a great one. :D
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Family celebrations are cool, especially as your parents pass retirement age.
I don't live close to my family, so that kind of celebration is rare.
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Coming from a different culture and country. I still live with my parents, so I see them everyday. I enjoy just the gathering together for a meal where everyone of the immediate family sits down at the table to enjoy the meal. Do not need to be fancy as I told my sibling just a simple gathering and its more than sufficient for my parents to see my siblings and their children. :) I bet you cherish such gatherings more than I do. :D
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It's a bit chaotic when the whole family gets together. Some people in the family are more fussy than others, then after a day or two then it becomes more awkward than fun. Haha. So in limited doses it's all good. :)
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Yes, indeed. I only enjoy gathering with my sibling's family. Uncles and Aunts not so much. It becomes hectic and tiring. A limited dose of fun is good fun so you're more likely to appreciate it more. :D
Cheers and have a great Birthday week, just cause its your birthday and you can celebrate as long as you wanted to. ;D
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Happy bday, thx 4 chance. I added you to my whitelist.
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Thanks for that. Appears you're already on mine. :)
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Another year has gone, but for once it hasn't been all that bad. For those who can recall, I posted this train last year, indicating some financial issues, and having to stream down on some spending here and there. Over the past year, I've managed to claw my way out of debt, as well as start on the path to actually saving towards a house and getting married - both of which will probably happen in early 2019.
For as long as I can remember, I've not celebrated birthdays. My uncle had a small get-together for my 21st more than a decade ago, which, although it wasn't formal, was the last time I actually did something. So this year, my fiance and decided to celebrate for once. This will include a dinner date for the two of us, and then a braai (barbecue) I'll host for friends the weekend thereafter. And, to cap it all off, I've also decided to celebrate with you guys.
I've created a train that will end on my birthday, so a few lucky SG users will also get to celebrate on the day. Yay!
You can jump aboard right here. It's not the greatest, and includes a lot of leftovers, but there are a few nice ones thrown in. Hope you enjoy!
A few disclaimers:
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