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Many times when I read the forums I am puzzled by some statements. I always raise my eyebrows when someone says "I have no money to buy this bundle this month" or "I am selling cards to have the money to buy games".
The first thought in my head is always: "How is it possible to not have ~5 Dollars to buy a bundle? How? Even with social welfare there is enough money left to save this small amount of money per month."
But then the second thought kicks in: "Oh, wait, we're a global community and I can't convey the standards in my country to other countries. I have to remember that there are a lot of countries where money is scarce, wages are low, inflation is high etc."
So with this second thought I am always able to understand the problems and not judge them or the people in those situations.
Nevertheless, I wonder: How high is your monthly income, fellow SGers? ("The income of a person is therefore the sum of all of his earnings.")
To make it all comparable lets only use USD as a currency.
Edit: I now realize that this poll is not set up correctly and I should be more strict in the description, focusing on disposable income aka "money to spent or to save per month". But I can't change the poll now since there are already votes.
Maybe someone else will create a new thread with better wording to have more precise knowledge of the financial situation of most SGers.
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How high is your monthly income in US Dollars?
I cant believe how many users says smth like $100, i maybe didnt got thread as am not native...
how da fk someone can survive with like $100? I understand every country is different with its prices and so but just to food i spend 200/300+ monthly for example
(czech republic here, its EU but not rich country)
you living in Czechia still means you are living in top 25% wealthiest countries (per capita) in the world, if we consider the population of poorest countries you will probably quite easily jump to top 15-10% richest people in the world, so yeah, for majority of the world you are considered rich country ;p
althou I believe poll is heavilly affected not by the fact that people live in countries where they earn below 100$ (althou there are such people, look through the thread, like guy working 8 hours per day 6 days a week earning 25$ monthly) but by the fact that there are a lot of underage kids, students and unemployed adults on SG, and they will be answering they earn <100$ which is true, while still having the same if not higher costs of living as you - but simply someone else but them is paying them, like parents, social system etc.
My sister is working in Palo Alto and rent in a shared apartment is like U$1200, while in Argentina, a similar apartment is under U$500 so the location really matters.
roughly 800/ month.. working at a power development project as a engineer[ just started] and online customer support for a reputable company.
I don't have a fixed monthly income (I'm a translator so I'm receiving payment not per month but per assignment), but if I convert... I'd say around $250-300/month. Not much by Russian standards. That covers food, clothes, internet etc and I can afford to travel abroad once or occasionally twice per year, but if I were to have kids (and I'm planning to have at least one in the near future) it won't be enough anymore.
When I was working, I was pulling in $500 a month because many jobs went part time. They didn't want to have to give insurance to their employees since it was expensive since the ACA was implemented and forced. Before that I was pulling in $500-$1000 a month which i short changed my landlord a couple times but always caught it up later. Which I thank my landlord for never kicking me out for that. :P Right now I am in between jobs. I live in a college town so jobs are not always readily available and temp service jobs in this town is not always available in town. They rather give the jobs mostly to college students here. Sometimes the temp service have jobs in another town but I don't have a car nor do we have regular buses going to other towns. In fact we only have one bus going to the next county for college purposes. (not "country"."county" since we have counties in each state. I have read that wrong myself in the past, so have others from reading fast.) I also get death benefits monthly for my children since their dad passed away 10 years ago from social security. Which is $815 a month. Which is paid from the times worked which they take out of someone's paycheck. It's for when someone reaches retirement age but If they die before that, the kids get it if they are under 18 or 21 if they still lives with the other parent if the person had any.
We have 10 food banks in town..mostly churches which give food for free when people need it. Recently, I got a new neighbor and we both help each other out when needed. Recently, I watched her kitties when she needed to go to the hospital for 11 days. She had some financial problems also so I gave her some food when she needed it. I also gave her addresses to the food banks in town.
I buy my kids games (So they can have something) thanks to family view and an extra bundle or two every month for people here. I like to give and wish i could give more and better haha. I have a tight budget but it all works out..i pay the bills first..put money aside for essentials..then buy games..I will have to take the kitty to the vet so $100 will go to that this month which I included in the budget so it will be less giving but people know and have been so patient..I thank everyone for their patience.
We don't eat out much. We only have internet and phone besides rent and utilities. I live in the cheapest apartment in town right now. We have lived there for 11 years. My neighbors and I pay a portion of the utilities so it's cheaper than many other places in town. Clothes are expensive here so we go to the clothing bank and sometimes the school helps with clothing. I don't have to ask..they just do it. My neighbor has brought over clothes as well (Also they have so many clothes now because of this so I have to tell them to give to someone else that needs them and thank them) We live in a tight community. Everyone helps everyone.
I also take care of my kids, cats and others better than I take care of myself. I'll be Sick, not sick, depressed, hyper, doesn't matter. I do have a bad habit of pushing myself past the limits. My neighbor sees this and is beginning to worry about me. I say, it's ok! I'll be fine! I just don't want people wasting their energy worrying about me. They can use that energy for better things for themselves. I'll have some time to do things for myself later lol. :P Doing this for years has made it easier year after year. So maybe my limits have expanded hehe.
It also helps that we don't really need or want much and are not extravagant. We are humble with what we have. (I kinda let myself get carried away here though. This is the first time I ever been on a site such as this but the excitement has slowed down a bit for me and was able to take a step back then slow down. I have changed my mind and have every right to do I may add as everyone else, to entering what either looks interesting and my wishlist. 23 entries is a lot better than say 2-3 pages of entries imo. To each their own. <3)
I think by now I bored everyone with this so I will end it :) I wish you all a great day!
First of all, you're not boring anyone.
You have an amazing life story, and I enjoyed reading it. It's amazing to read about people with live so different than your own, to get some perspective on your own life.
I wish you all the best!
Thank you <3 My journey has been a good life learning experience. I have learned a lot. I wish you the best as well!
I'm also dealing with this... Not enough to even find a place with my GA ( $220 a month... not as good as SSI even - around $500 or so a month, depending on if they offer rental assistance - and of which is still based on early 1970's US income... buying power is 6x higher on average) - which they're trying to take away now saying I can work with what they called "9 extremely disabling conditions".. They want American workforce to be unhealthy, creating a worse product? I guess so! That's why we have sucky products. Neglect seems to cause that kind of cycle of decay to happen. You have to jump through so many hoops to get anywhere. Harder than any job I had when I was healthy, and have to now manage being stressed from not having ideal basics, and living with so many conditions that cause so much damage to my body - physically and mentally. I didn't ask to be sick; on the contrary, I wish I could work, but more is taken away because of that simple fact that I'm not paying tribute to the higher-ups, which offer diminishing returns because of the Federal Reserve, and their interest system of shit - rewarding people with money hoarding illnesses with more supply in the form of interest money from the banks. The less you put back into the economy - the more you make!! Cruel and vicious cycle of destruction... for those at the bottom, at least.
Luckily I have food stamps and very limited medical, to cover most expenses in those areas... plus I need to also visit food banks often, if I can even get that much food down to begin with, since I have some seriously disabling digestive conditions as well as the other worse stuff. Also cannot afford regular phone, tv, other luxuries people take for granted... so got a gov't phone one through medicaid/SNAP/etc. We have Skype, but it doesn't always work with all land lines.
The irony is... most of the people giving in this country are also those in need. They experience the hardship and the struggle, so they have compassion, where others haven't seen even the tip of the iceberg. Not trying to compare, but the numbers do not lie (well.. they're skewed obviously, and not 100%...) if one checks out the statistics overall. Unfortunately most government agencies that are "resources for the disabled/poor" don't have time to be bothered, and they just pass the buck, and you can never get anywhere. They still get paid for their "charity" of sending you elsewhere. It's really screwed up. I had to pay a large portion of my work paycheck into these programs when I was healthier... for less fortunate - and when I need them, it's a slap in the face. I get nothing. Most assistance is also "borrowed", so if you get better, you have to pay most if not all back. A large scam. All that money going into something... and no money coming out. Then all the rules for SSI that normal people don't have to follow... It's pathetic. I think the rules need to be enforced in the opposite direction, but criminals on the right side of the laws - they created their barrier of invincibility, and most of the US seems duped, or doesn't even know how bad it really is near the bottom, when you cannot even afford a home of your own.
Thinking about the huge part of the population having to work and pay like... 1/3 of their paychecks into something... and only a small - but continuously growing part of middle to lower classes going downhill and in need (as more money stagnates away into some rich person's bank interest or something...). There is a huge discrepancy. I wonder what's going on with all that money really. It'd be interesting to see some audits! Compared to the amount of working, I don't even get near what I had to put into it. Something is not right with the much smaller part needing help compared to the mandatory huge amounts being deducted from so so many working people...
Stressful! I have a hard time keeping my composure a lot of times, and it's killing me faster than if I had adequate help with my disabilities. They love to call out other countries for their human rights violations, but we have as many or more right here. Even animals here get better treatment than people near the very bottom... At least at my level, it's lower than what animals get for rights...
The problem: it just isn't projected by the media, and they sweep it all under the rug.... we are the scapegoats. Anyway, I had to pontificate a bit. It's such a terrible injustice here. We have to make it the best we can where we are at though, and not expect so much I guess. Only ones that get anything are rich people with their entitled greedy nature. What those crooked and corrupt government agencies and programs do with all that extra money is on them. I feel really bad that anyone else has to go through any of this besides me... especially when there is so much excess in this country... all take and no give. That is why things are failing, and will contnoue to fail until things can start to change. Money is power and with great power comes zero responsibility here. The more you have, the more breaks you get.
"Poverty wants much; but avarice, everything" - Publilius Syrus
"The man who has millions will want everything he can lay his hand on, and then raise his voice against the poor devil who wants ten cents more a day." - Samuel Gompers
The real problem is everything is so expensive. It never use to be. When I was young, I could rent an apartment for $180-$200 a month..Now it's 500-1500 for 1-3 bedroom. I live in a studio that's $380 a month/shared utilities. (He added the shared utilities 2 years ago :P) They had full time jobs then and now it's mostly part time. We use to have a lot of factory jobs but those seem to have gone away. I could live on a $1000 a month when I was 21..min. wage has not changed much since then. There were no credit checks..you didn't have to get a co-signer for an apartment and now we do if we don't have credit. Most places in town have an application fee just to apply to get an apartment. So you have to save up more than you should. Fortunately, my landlord didn't charge a fee or run credit checks. I don't have any credit because I refuse to put myself in debt with banks. They use to go by rental history. So much has changed.
I'm wondering if I like you or your post best... both! :)
<3 TY! I like you too :) whitelisted
Heres is a cookie! Not the round kind. Whoever made this is a clever cookie. heh
Is this before or after taxes?
the poll/thread asks.. AFTER taxes.. otherwise i'd have to dramatically change my choice, given the fact that here in fucking centralized italy we've got one of the world's highest taxations..
Approx. 2000$ as an Android Developer Intern(I'm a 21 years old computer science student), before taxes - but only for 3 months, unfortunately. I have high hopes of getting a student job after that.
I'm supporting myself so I have to pay for rent, utilities, phone, fuel, car taxes, insurance, etc. I currently live in Denmark (which is quite expensive) so ... don't imagine that I'm saving 1000$ per month, because I'm not.
Not spending any money on games anymore, lacking the time and the energy for gaming, it does not attract me since I have a very busy and chaotic schedule, but I'm currently changing and organizing my life around once again (going through a breakup, it sucks, but it's for the better) and I'm really looking forward to the days when I'll be able to allocate a few hours a week for gaming, I really miss playing with my friends. xD
I voted for 2000 -2500 but it isn't really straightforward. I've had some decent jobs in the past but not a lot of disposable income due to rent and living costs in a big town. After the recession I mostly ended up temping and increasingly making extra money from art but it was all a bit erratic. In the last year I ended up moving back to somewhere very unfashionable and blowing all of my money (and then some) on a very cheap property that needed a lot of work. I was hoping to do most of the work myself and support myself through selling paintings, etc but I've got lucky in getting a really convenient part time job.
I currently get about $1,400 per month for working part time plus sometimes I do OK with my art and also I've got a lodger chipping in $350 per month. I pay no rent or mortgage now and I've cleared my loans and overdraft. I pay about $450 per month in utility bills and council tax. That would give me a fairly significant disposable income for pizza, beer and my personal crack cocaine equivalent - WH40k miniatures. But like I said the house needs a lot of work. This year I've had to sort out the heating and make it liveable and I need to raise cash for next Summer to try and sort out an unstable chimney and the roof before the whole thing comes crashing down.
Oh the joys of being a thoroughly irresponsible adult - at least I don't have to worry about spending money on a social life...
i live in USA and am 30 years old and never owned money before. never had an income. its a shame honestly. so far all the games on my steam account have been free, which is nice
You have to remember A HUGE percentage of people who use Steam are either kids (under 18) or foreigners (outside the U.S.).
A lot of kids have an incredibly tough time getting their parents to give them ANY amount of money. "mom can I have $5 to buy some games online?" NO GO STUDY!!!! "mom can i use your credit card to buy a bundle?" NO BUYING THINGS ONLINE IS NOT SAFE, I DO NOT TRUST THOSE WEBSITES!" "mom can I buy a game?" Why do you need more games?!
^ This scenario is extremely common.
There's also quite a few people who just don't work / not willing to work, or who are in college trying to save up or pay off their massive debts. I personally don't work, but am given $10 a week to do some tasks, and then $300-500 just from making youtube videos or promoting humble bundle. Then I get an additional lump sum every birthday, christmas, and sometimes on a few other holidays. If I was working I'd have absolutely no problem spending $500 a month if needed.
Additionally there's a lot of cheapskates who try not to spend anything ever, and they tend to save everything they can no matter how much they make.
wow, what a scenario!
that's quite sad.. I often admire the States but here in central europe everyone works after school and during college.. and everyone uses paypal and credit cards to buy everything.. it's kind of frightening that the US scenario is so harder than we think..
It's not that difficult overall. For some, undoubtedly, but the majority of people do in fact work. Assuming you only made minimum wage, you would make $290/week, and that amount is not high enough to have to pay taxes on, so you either pay your taxes so you get a big payout after filing your taxes, or you claim exempt status.
$290 a week isn't much, but it's significantly higher than some Americans here say they make. A minimum wage job is insanely easy to come by. So....
or you get less from a min wage job in the US because the businesses do not want to give full time to their employees given their status. Regular worker gets less hours while a supervisor gets more hours..probably cause they go by monthly salary than hourly salary.
I am not like that lol. "can I have $20 bucks to buy a game?" "I'll buy it for you. What game do you want?" "Fran Bow" Looks at Fran Bow, and says ok :D
lol yeah, my mother was like that as well. I just had a lot of friends growing up and young people I'm friends with now who have a very difficult time getting their parents to buy them anything online.
My mom was like that to me but not to my sister. She bought her everything. Probably why I am not concerning myself with extravagance while my sister does lol. We didn't have internet when I was growing up though..mostly local store bought items. We did have an Atari console and a Nintendo console but my mom only bought games she wanted or my sister wanted. :P
Awe, sorry to hear that xD My parents favored my sister for being so outgoing and playing sports and such. Video games were all I needed. haha
Nah it's ok haha..I got to go outside and meet some of my really nice neighbors.
Since salary increase and more funding from HHS (health & human services), my net is @ $5,600 monthly. ehh, sooo much goes on shoes (@=
Out of curiosity what kind of job do you do?
sorry if u think my question is rude...
I'm a medical and health services manager, and no harm taken (=
I just exist. It's not easy, but it's life.
$2200-3400 Netto as a prison guard (Belgium), depends how many nights/weekends I do. I use about 1000 for monthly expenses. So I end up with about 1200-2400 dollaridoos disposable income.
Looks like I jinxed myself... Our currency value dropped further. If I looked earlier this year, my salary was somewhere around $1160, yesterday it was about $1050, and with today's change in dollar price, my pay is now $1015 a month. News says that it's bound to get worse in coming days.
Where do you live?
Pakistan... value dropped further today... now $977 a month. The dollar price has NEVER been this high.
Sorry to hear that. I didn't know you guys were facing this too...
We took a huge loan from the IMF and this is the result...
Where are you from?
Not very far away actually - from Israel.
I suppose economy is not as volatile there?
No, around 50% of the economy is based on the IT sector, so as long as there isn't a new "dot-com bubble" the economy is stable (blooming even). We are sometimes referred to as "the start-up nation".
IT is a great industry and I used to work as a Java developer and later a quality assurance engineer. We have a rising IT industry as well but we still have a long way to go in terms of introducing our own products to the world. Right now there are just a handful of software house that are making quite a difference in local and international market. We have the potential to be big but there are some hurdles within that we need to overcome first.
You were a Java developer before becoming a QA engineer?! For me it was the exact opposite - I started as a QA engineer, did my B.Sc. and then started working as a software developer.
So you don't work as a developer anymore?
Left IT 4 years ago. One day I just came across an ad my friend forwarded to me, I applied and got selected. I am working as an air traffic controller now.
What tools are you working on?
Doesn't an air traffic controller need extensive training beforehand? Or even a university degree?
I'm not sure what you mean by "tools". I write mostly in Java & Python. I use IntelliJ and PyCharm as IDEs.
it does require both - at least in Europe you need engineer degree, you need to go to special school in France, additional education then lasts 2-3 years and only then you can get your licence. But actual requirements may vary between countries (for example in US most common path is through military service in aviation). Also if OP left IT 4 years ago it would be easilly enough time to to go through education and get licencing in this time ;)
We had 7 month of schooling plus 8 months of on job training before getting the license. Some people got through after 6 month of OJT and some took as long is 10 months.
reading your comment below - the requirements seem similar to European, thou your training process is shorter simply ;) In EU Air Control Controllers have to go to 2-3 years course in France.
Well, they must be going through each and every major course in those 2 to 3 years.
Our stay at the institute was 7 months whereas normally it takes 9 months. We did not do the Approach Control course. This was because there was a shortage of controllers and they needed quick deployment. In those 7 months we did two major courses of Aerodrome Control (i.e. Control Tower) and Area Procedure Control (a.k.a. en-route control without the use of Radar).
Right now, me and my batch has to do Approach Control and Radar Control courses in the coming future which, in total, would be another 4 months. There are some other short courses that last anywhere between a week and a month. Overall it's still shorter than what they offer at France.
There was a 16 year education requirement with a degree in engineering, also an extensive interview process and medical exams. The selected few had to take and clear a 7 month ATC course from the training institute before being deployed. After deployment (either on Radar or Tower), we underwent on job training for at least 180 hours before being recommended by the training instructor and then appearing before a 3 person panel who would decide if the trainee is fit for solo duty. It took me approximately 8 months from the start of my OJT to be declared solo at Radar.
"Tools" is a jargon we use for language/software/framework.
Wow, sounds like it was quite a journey to get where you are now. From your previous comment it seemed like it was a matter of answering an ad, and poof you're an air traffic controller :)
I don't know if I would go for it, if someone offered me a career change in the middle of a software developer's career...
Frameworks-wise, I'm doing backend development in recent years, so working a lot with Java/Python microservices, and Spark-based big data processing applications.
Can I just say that I love that this conversation is going on still? Interesting info from all sides, fun to read through. :)
Thank you for reading through and finding it interesting. Just wrote a bit of what we had been through our lives. I hope you found something useful, no matter how meager, in our walls of text.
Now that I read my first reply, it does read out like you say it.
I wanted a career change because I was fed up of the timings I had to follow: 3 pm till midnight. It really effed up my family life and my request for a change of team always got denied. I too wouldn't have liked a change of career if I was happy.
I started with back-end development for a cellular service provider. That was a fun job but paid peanuts. Not much familiar with Python but I reckon it's the one which gets more work done in fewer lines of code. Also unfamiliar with the term Spark but I like the idea of working on big applications.
Good luck with your career!
I'm one of those people who've lived with their parents since finishing uni (roughly for the last year) while going on about how life is pointless and there is no point in getting a job. It's a pretty miserable and unproductive existence but at least it still leaves me time for games.
with current exchange rate, my monthly income is around $300.
I think we live in same country but different city
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Wishing your mother healthier days. Hopefully things get better for you and your family.
Thank you, I got a pretty rude message on steam, so I'll delete my post. Lots of love to you x
omg that's horrible :P Lots of love to you as well. You're welcome as well!
$200 per month from working but that's kinda alright for my country.
My income is kinda public record. Well, not me personally, but seeing how I'm in public service, there is a very structured payment system that can be accessed by everybody...
I'm still studying but working part-time for 10 hours per week, so not that much.
About $40. From intermittent employment.
It's a non-sense to speak of money earn without more things.
How much tax, how much insurance for health?
The real thing is how much of rest to life.
I believe it was stated in multiple comments in this topic that most of people checks their net income in the poll, so how much you get into your bank account after taxes, insurance and whatever other mandatory costs are associated with salary in your country ;)
After taxes and insurances I got 700$ of income.
This is actually really interesting. I didn't expect so many people here to make less than 100 a month...And even more surprised at how many make 5000+.
I'm not so suprised by number of people with less than 100$ a month. There is likely lot of underaged people here.
Income is kinda relative though. Your poll makes it sound like someone making $60K per year is rich, but if they are living in NYC the costs of living alone makes $60K a year lower class.
Meanwhile, that same income in another part of the state puts them in the middle class of income.
I've been poor most my life, but even when I was younger you didn't hit upper class income until $100k.
$1300 in welfare, and that's after tax