If you add funds to your wallet with a new CC, you will be locked out of the market for a week. Been locked out since day 1. Other people are having the same issue. Just read the Steam forums & see for yourself.

4 years ago*

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Weird. I've added wallet funds from my credit card probably a dozen times since the summer sale started alone and have yet to have an issue.

4 years ago
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It only happens if it's a new payment method, so if you used that card before then nothing happens. I'm locked out until the 19th too because I used my sister's Paypal to add some money to my wallet.

4 years ago
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Yep, if you'd read these forums you would've seen plenty of people who've already had that problem.

4 years ago
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I've added funds to my Steam wallet twice since the beginning of the sale and I've been able to use the market just fine. I think the problem arise from the fact of using a new card, if you're using one that's already on file you shouldn't have any issue.

4 years ago
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after every wallet add or purchase i delete my CC so it doesn't stay in steam database

i added funds yesterday again by adding my CC as new one and don't have this problem

4 years ago
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When you say "on file" do you mean a CC I've used before or a CC that I have information saved on Steam. Don't know if that made sense... lol But hopefully you can answer my question, because I never save my CC information.

4 years ago
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I have my CC information saved with Steam (they ask for CCV with every purchase so I feel ok leaving the info there. (They don't show the whole number anyway so if ever my account was hacked, no one would get my actual number)

However, Nixanikaas said that he doesn't keep the umber on file with them but enters it every time. So I'm guessing as long as you use a card that you've previously used with them you're ok.

4 years ago
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Alright, thanks for the info.

4 years ago
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  • changed post to say NEW CC.
4 years ago
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Better include that in the title too.

4 years ago
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Done. TY

4 years ago
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we only get blocked for the first time we use each credit card. If you use different ones, like me, you'll get blocked everytime. Or use paypal and pay the fee to avoid waiting :) (the first time you use paypal, you'll get blocked too :P)

4 years ago
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Might be worth adding that the exact same thing happens for "new" paypal payments. It's a safety precaution. You have to register it sooner or later though.

4 years ago
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I fund my wallet with trading cards sold on steam market

4 years ago
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Same thing happened to me, but oh well i have an alt, no worries.

4 years ago
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Why are you loading a wallet anyway? Why not just make the purchases on the card? Never understood this.

4 years ago
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You can only access the market from your Steam Wallet.

4 years ago
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You need to add wallet funds to make community market purchases. You can't buy from the market direct with a credit card.

Edit: And I think you need wallet funds for in game purchases like TF2 and Dota 2, too.

4 years ago
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Oh I see. Thanks.

4 years ago
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So that you don't save your card but can easily buy games.

4 years ago
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Community market and in-game purchases use your wallet. I loaded some money on there at the beginning of the sale to give myself an easy to follow spending limit and to not have a bunch of small purchases on my credit card from buying multiple games.

4 years ago
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No idea why ppl add fund to steam wallet, especially with that 5$ limit, why not use paypal ?

4 years ago
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some may want to trade items on market

some kids probably prefer to not bother their parents for every purchase, so it look like they shop less often

4 years ago
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I use the wallet so I don't have a crap ton of small charges on my bank account to keep track of. Just one big charge to fill up the wallet and that's it.

4 years ago
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I am blocked till the 18th :/

4 years ago
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Why not just add your new credit card to your paypal account?

4 years ago
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Not everyone has paypal.

4 years ago
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why give paypal (additional) cut?

4 years ago
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Using my credit card through my paypal doesnt incur any additional fees, and when buying from steam i dnt have to pay any currency conversion fee like i would do at my bank and when i do else where its less than what my bank charges.

4 years ago
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Paypal can have their cut if they want, all zero cents of it.

4 years ago
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What cut? Any time I use it I pay exactly what was supposed to go to the merchant and nothing more. If paypal takes a cut of anything, it's out of what they pay to the merchant. Which doesn't bother me any.

4 years ago
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Don't most big companies have deals with PayPal where they pay hardly any fees in exchange for the money idling on the PayPal bank acc for a while so PayPal can farm interest?

4 years ago
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I dunno, it's possible. But it doesn't effect us in any way, we're still paying the same amount. I couldn't care less about how much money or how long they wait to pay the vendors/merchants.

4 years ago
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Any time you use a credit or debit card the payment has to be processed via a payment processor, whether that is Paypal or another company that does it. All of those will charge a percentage of the purchase and sometimes a fee on top of that to purchase it. The customer doesn't see it, but Paypal definitely takes a cut and it's not unlike Valve's cut for when you buy something in the community market.

That's why a lot of small businesses won't take credit cards, only cash or checks and some require a minimum purchase if they do take credit cards or may charge extra to use one. The minimum purchase is to ensure they actually make a profit from the sale, if you buy a pack of gum and pay with a credit card, the store isn't likely to keep much, if any of the transaction. Of course in this day and age where most people hate to carry cash and prefer to carry only a debit or credit card, it can mean a lot of lost sales to not accept a card, so it is a fine line stores have to balance when they consider what payment options to accept.

I actually used to sell payment processing services to small businesses, so I know pretty well what the costs were for it, and while the equipment itself was indeed costly, it was also an ongoing cost to the business. And as things change with cards, they also have to upgrade the equipment as well, plus it has an additional cost of needing some sort of internet connection (some stores even still use dial up for processing payments believe it or not, it may be slower, but it's cheap, but many stores use DSL for this) because it requires an internet connection to get that immediate acceptance or decline of the card.

4 years ago
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I know how it works, I worked retail for 8+ years. My point was that it's stupid to say that your reason for not using paypal is because they are getting "an additional cut". That just makes no sense what so ever. You're paying the same amount whether you pay with a credit card or paypal so why does it matter. All the fees that happen behind the scenes are between the vendor and paypal (or credit card company) and do not impact you in any way.

4 years ago
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^agreed to this, when I top up wallet directly from my CC, steam takes MYR17.76 for each USD5, then when I try using Paypal it only deduct MYR16.5 for each USD5 for me.

4 years ago
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Bump for help.

4 years ago
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I got locked out once, never again :p

4 years ago
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Well if you live in the US or Canada, you could go to a game store and buy a steam card. You won't get locked out, and the funds go directly to your wallet with no fee to pay.

4 years ago
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same for paypal if its a new account

4 years ago
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Bump, canĀ“t use the market till the 23rd, thanks Steam, not like i planed to use it in the sale.

4 years ago
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I'm confused, I have never used steam wallet before, if I add funds to it using the same CC I have been using for regular purchases, is it going to get locked out for a week?

4 years ago
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No. It only happens if you use a money source that you haven't used on steam before.

4 years ago
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I see, so on steam as a whole not just on steam wallet. Thank you for clarifying.

4 years ago
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Right. It's if you purchase anything on steam (be that games OR wallet funds), if it's a new payment method you haven't used before on steam, you get locked out of the market for a week.

4 years ago
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Is this a recent issue? For the Summer Sale, I switched out the CC I normally use for a prepaid. No problems here.

4 years ago
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I don't know how recently they started doing it (hell they might have ALWAYS done this) but it happened to me about a month ago or so. But prepaids aren't really included because it being a prepaid card they know for certain they can get their money. It only happens when using a credit card or paypal as a new payment method, as you can open one of those fraudulently and add funds to your wallet, buy a shitload of stuff from the market. Something to do with valve not wanting to have to pay people for items they sold on the market if the people who bought them did so with fraudulently purchased wallet funds or some crap like that.

4 years ago
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Ah, I see. Thank you for the explanation. As much fraudulent activity (e.g. disappearing gifts) as I read about in SG's forums alone, I can't say I blame them. Hopefully I'm not affected when I switch back to my CC seeing that technically it's not a "new" payment method.

4 years ago
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If you have already used it on steam in the past you're fine.

4 years ago
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If you use a new payment method, you are locked out of the market for a week. You can still use the store, but not the market. I learnt that the hard way. I had a prepaid CC from work rewards used it on steam and got locked. Now I pretty much buy wallet codes :/

4 years ago
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I got locked out made me so angry i can get back in on the 21st but come on!!!

4 years ago
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Why are you so desperate to use the market?

4 years ago
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so i can sell cards to get more games?

4 years ago
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what is important is to open another account and buy games as gifts before the last day.

4 years ago
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better say DO NOT steal ur mothers credit card for buy games on steam.

4 years ago
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how so? and what you mean by new? i added my CC on Steam and i wasn't "locked" from the market

4 years ago
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What I mean by new is when you buy a pre-paid credit card and use it to add funds to your wallet.

4 years ago
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Why not just use paypal to process all the cards?

4 years ago
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you've said a credit card..not a pre-paid card. those are totally different cards

4 years ago
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I used a new credit card , was using mastercard and used Visa, now i am locked untill the 23 rd.

4 years ago
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strange..i didn't have this problem

4 years ago
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this happened to one of my friends. It only locks you out of the community market, not the steam storefront or the mann co. store.

He posted in the thread here http://steamcommunity.com/groups/community_market/discussions/0/828935672933480371 and his funds were unlocked the next morning. It seems there is at least one valve employee looking at that thread and unlocking funds for market use.

But yeah, don't add funds to your wallet for the first time -- buy a physical steam gift card instead.

4 years ago
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Started to use paypal and won't be able to use the market until Sunday

4 years ago
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Closed 4 years ago by SpAcEdInVaDeR.